Affordable Dentist
in Chandler, AZ

At Cactus Point Dental, we understand that offering many financing options can help our patients receive prompt dental care instead of putting off necessary treatments for many months or even years. Our affordable dentist accepts cash, debit cards, credit cards, FSAs, and HSAs. We also accept many dental insurance plans and Medicaid and offer an in-house membership plan and military discounts. Flexible payment plans can be set up through Sunbit, or our office.

If you have any financial questions or concerns, please don’t hesitate to reach out, and we will be happy to assist you however we can.

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Insurance-Friendly Practice

Cactus Point Dental accepts most PPOs, and if you are interested in learning more about the specific coverage that you can receive through your plan, we recommend contacting our office. Our knowledgeable team is also happy to file, track, and update insurance claims on our patients’ behalf, so you can spend less time looking over paperwork and focus more on your treatment options and oral health needs.

Our in-network providers include:

  • Aetna
  • Ameritas
  • Assurant
  • Blue Cross Blue Shield
  • Cigna
  • Delta Dental
  • GEHA
  • Guardian
  • Humana
  • Metlife
  • Principal
  • Secure Care
  • United Healthcare

Dental Membership Plan

For patients who do not have dental insurance or their insurance does not cover all of the care that they need, our office provides an in-house membership plan. With our plan, your family can continue to receive the preventive services that you need as well as great discounts on additional treatments. There are also no waiting periods, deductibles, or exclusions to worry about. To learn more or enroll, please contact our friendly front office team.

Annual Membership Dues
  • Member (Single): $97
  • Member + 1 dependent: $179
  • Member +2 or more: $236

Each patient will receive two hygiene visits per year (which includes all X-rays, cleaning, and an exam) at the following co-pay amount:

  • Adult Prophylaxis (18 and older): $95
  • Child Prophylaxis (Under the age of 18): $65
  • Adult Perio Maintenance: $115

Cherry Payment Plans

Cherry Financing is a great option for patients who want to receive high-quality dental care right away but need or want to make payments over time. With Cherry, patients can split their treatment costs into smaller, more manageable monthly payments, making it easier to fit dental care into their budget. The application process is quick, with no hard credit check required, and you can get approved within minutes. Some Cherry payment plans offer 0% APR for qualifying patients. To learn more or apply, we recommend visiting their website directly.

explore our partnership with cherry

Sunbit®
Payment Plans

Sunbit can be used to divide the upfront cost of your care into manageable monthly payments. This plan can be used to pay for any dental service, including cosmetic and orthodontic treatments. Sunbit offers interest-free plans that range from six to twenty-four months and longer plans that have low interest rates. Most patients receive credit decisions within minutes, so if you’re interested in using Sunbit, we recommend visiting their website.

Go to Sunbit website

In-House Financing

Should you need a more flexible way to break up the cost of your family’s dental services, our office provides in-house financing options as well. Patients sometimes prefer to use in-house financing to avoid having to work with a third party. Just let us know that you would be interested in utilizing a payment plan through our office, and we would be happy to discuss the details with you and find a repayment plan that can work well for your unique budget.

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